You have some options with Medicare Part C. You don’t just have to enroll in the basic plan if you want one of these plans. There are some Advantage plans that provide even great coverage and that may help you lower your medical costs even more. The most common type of Medicare Part C plan is actually one that includes all the basic coverage that Medicare requires and then adds on coverage for a full Medicare Part C drug plan. This would take care of numerous costs associated with generic prescription drugs and help you to minimize the cost of many name brand prescription drugs. You’ll get powerful coverage that can benefit you by reducing medication costs to almost nothing, in many cases. A lot of Part D plans will only charge you $1 per prescription refill, cutting down some people’s costs by hundreds of dollars a year. That alone can pay for the cost of Medicare Part C. Check to ensure that your Part C plans includes Part D coverage, if you have multiple prescription drugs that need refilled each year.
Medicare Part C could also cover you for some routine checkup expenses. The cost of visiting your dentist, hearing specialist, general practitioner or your optometrist can all be covered by a Medicare Part C plan. Some of these plans will cover you for multiple visits, and they can cover hearing aids and prescription eyeglasses as well. It’s not just the visit that is covered, though. In many cases, your dental cleanings, x-rays, medical tests and more will be covered along with the basic checkup costs.
Which one of these should you sign up for? If you have questions, you can always direct them to us and get some help over the phone. Feel free to contact us. Just bear in mind as you search for the right Advantage plan, you will need one that is relevant to you. Make certain that the plan you pick covers those expenses you are paying for out of pocket and that it is an affordable plan for you. It might be a good idea to spring for some extra coverage just to provide you with some added protection and peace of mind.